Comarch Small Business Mobile Banking Software

One application to help your customers manage their businesses

Comarch Small Business Mobile Banking is an app built around the needs of small businesses – to make it easier for them to manage their day-to-day tasks. It builds on cash management, embedded invoicing and rich financing options to accommodate micro and small entrepreneurs.

Comarch Small Business Mobile Banking software provides a comprehensive app-based solution to help banks reach out to micro and small businesses with outstanding digital services.

New mobile-managed banking service dedicated to micro and small businesses.

Mobile banking software features

CONVENIENT CASH MANAGEMENT

Automatic setting up of payment orders for issued invoices
Multiple methods to choose from to pay for an invoice (cash, card, Alipay, WeChat Pay)
All the accounts, balances, deposits and payments within a thumb’s reach
Payments automatically matched to the outstanding invoices thanks to the virtual accounts feature – no need to manually reconcile transactions with invoices

INSTANT INVOICING

Creating an invoice has never been that easy: the app pre-fills data based on the user’s geolocation and business activity
Option to add discounts, change a payment date and send an invoice directly from the app – no need to switch to the ERP system
Receivables and payables management: users can see invoices per client and track their due dates to get a precise picture of their business relations

BRILLIANT CASH FLOW ASSISTANT

A clear view of cash flow based on input invoices
Target, base case and financial distress forecasts: dynamic cash flow predictions to let micro and small businesses keep the finger on the pulse
Useful hints on how to get paid faster

ACCESS TO MOBILE BANKING AND FINANCING ON-THE-GO

Need money sooner? Problem solved. Small and micro businesses can apply for invoice financing right from the app, exactly when it’s needed
Short of funds? The app knows when your customer may not have enough to pay the bills and checks available financing options

Managing your money – and business – is a breeze with Comarch Small Business Mobile Banking.

WHAT’S IN IT FOR YOUR MOBILE BANKING

Ready-to-deploy app that greatly speeds up your bank’s time-to-market for new banking service for micro and small businesses
SME receivables and payables provide a ready-made input for the bank’s credit scoring engines and risk analysts
Financing offered in line with the bank’s risk appetite: option to complement the offering with another one from a fintech

WHAT’S IN IT FOR SMALL BUSINESS OWNERS

One-stop-shop to manage finance and business
Embedded factoring feature means quick and easy access to invoice financing whenever it’s needed
Complete control over receivables and payables thanks to automatic notifications & recommendations
Access to a wide range of cloud-based services designed for SMEs (invoicing, accounting, e-commerce, customer analytics, and more)

WHAT’S IN IT FOR YOUR BANK’S IT DEPARTMENT

Native apps built to ensure the highest security level and great user experience
Client-server architecture
REST technology secured by the HTTPS protocol and an additional channel encryption to connect the mobile and server side

Comarch SME Banking

Learn more about Comarch Cloud Services for SMEs

Learn more

The highest level of security right inside the app

PSD2-compliant with strong authorization and authentication methods

Secure processing: the user PIN number is neither stored on the device nor sent between the mobile device and server

On top of TLS 1.2, SMEs’ data and money protected by additional secure transmission channel

Embedded mobile token means no need to enter long SMS codes while maintaining the high security level known for hardware tokens

System protection and malware detections, application monitoring, device attestation – all included

Biometric authentication enabled

Reliable mobile device management

Swiftly manage your customers' mobiles and keep them secure

Comarch Banking Software clients